Nadine Richter, CPA - Founder of Richter Plans

Our Services

At Richter Plans, we provide strategic tax and financial leadership for business owners who want clarity, structure, and long-term growth.

Strategic Tax Planning

Tax preparation is the outcome. Strategy is the foundation.

We provide proactive tax planning designed to reduce liability, increase cash retention, and align your entity structure, compensation strategy, and investment decisions with your long-term goals. This includes multi-entity planning, real estate strategy, retirement optimization, and California-specific compliance considerations.

Tax Preparation

We prepare individual, partnership, S corporation, and corporate returns with precision and context. Each return is supported by planning insights, not simply data entry. Our approach ensures compliance while identifying opportunities that support long-term wealth building.

Fractional CFO Services

For businesses ready to move beyond basic bookkeeping, we provide ongoing financial oversight and advisory support. This includes:

• Cash flow forecasting
• Budget development and performance tracking
• Profitability analysis
• KPI dashboards
• Financial reporting refinement
• Strategic decision modeling

We help you understand what the numbers are telling you so you can lead with confidence.

Compliance & Structure Support

We guide business owners through formation decisions, entity elections, payroll compliance, sales tax considerations, retirement plan strategy, and annual California filing requirements. Our role is to ensure your foundation is strong so growth does not create unnecessary risk.

The Benefits We Provide

Our clients do not just receive tax filings. They gain a financial partner.

• Greater clarity around cash flow and profitability
• Reduced tax exposure through thoughtful planning
• Confidence in compliance with federal and California regulations
• Strategic insight before major financial decisions
• Structured systems that support scale
• A long-term partner who understands the full picture of their business and personal financial landscape

We believe tax strategy is not a once-a-year event. It is an ongoing leadership tool.

About Nadine Richter, CPA

Nadine Richter is a California CPA and strategic advisor serving growth-focused business owners. With experience across income tax, payroll tax, sales tax compliance, nexus analysis, and multi-entity structures, she brings both technical depth and practical business insight to every client relationship.

Nadine has worked alongside innovative companies and entrepreneurs across a range of industries, including real estate. She is known for translating complex tax code into clear, actionable strategy.

Through Richter Plans, Nadine provides high-touch advisory services designed to move clients from reactive compliance to proactive financial leadership. Her approach blends precision, structure, and long-term planning with a relationship-driven philosophy rooted in trust and clarity.

She believes that financial strategy should support the life and business you are intentionally building, not simply report on the past.